Car accident lawyer San Francisco Dolan Law: Why is Car insurance mandatory? The agencies are working to implement Zero Vision Policy meanwhile, the drastic upsurge in road accidents and fatalities has become a major challenge for San Francisco, United States. As per ‘City Performance Scorecards’ data around 2 thousand, people lose their lives in road accidents annually.
While San Francisco has <0.02% of the total World’s vehicle population, however, involves around 0.01% of the global road traffic mortality. As compared to last year’s data the unreported mortality rate has increased by 0.3% this year.
Though Both Health and Motor insurance is necessary, in this article, we are directed to discuss the need for car insurance/motor insurance for you.
We will also help you with how to combat such obnoxious events with the best Car accident lawyer San Francisco Dolan Law. Later or on-demand we will cover Health insurance topics also.
Overview
Car insurance is important for a variety of reasons. First of all, have a look at the below image shows the constant rise of deaths in San Francisco due to road accidents.
What does insurance mean?
The term insurance means protection. This protection is not absolute however, it provides protection from liabilities or monetary losses in the event of a misfortunate.
For example – A few days back my uncle was on the way to his office in his personal car. Unfortunately, a very tragic collision happened between the Car and a Bike in which the bicker lost his life on the spot.
The person who died was a police officer. He was on the way to his office with one of his female colleagues on the bike when the accident happened.
Since he was a police officer, a strong charge sheet and some false notings were filed against my uncle.
And by taking advantage of this incident the colleague of the deceased/respondent party has also claimed a huge amount of financial compensation in the court.
My uncle had contested this case in the court of session. Eventually, the court as per the California Car Accident Law instructed my uncle to pay a really huge monetary compensation to the respondent.
My uncle was an honest public servant and this amount was really beyond his economic capacity.
But thanks to his insurance company which settled the claim and paid the monetary compensation to the party on his behalf.
Can you imagine the situation – what if there was no insurance company to settle the liabilities?
He could have been sent to jail even without a mistake. His property could have also been confiscated under the various recovery laws.
Why is car insurance mandatory?
Car insurance has become an inevitable need for today because of numerous reasons. Nowadays, drunk driving hit-and-run cases are very common in San Francisco.
The majority of people responsible for crashes don’t follow the traffic rules / California Car Accident Law and often operate vehicles under the influence of alcohol or drugs which raises the probability of road accidents.
Global Concern
Road accidents are the 8th major cause of premature deaths in India. There is a massive increase in grievous bodily injuries and damage to the properties of the third party.
It is a bitter truth that people run away after accidents in fear of financial liabilities and let the injured person die on the road. The people who gather after the accident may or may not help the victim due to the unpleasant legal consequences.
The quality hospitals run by the Government are few in number. The reachability and availability (too long admission time) are also seen as difficult.
Even if an injured person is taken to the nearest private hospital, the hospital management is more prone to deny the treatment as most of them are profit-orientated organizations.
The conclusion is that – an injured person more often dies of lack of proper medical care in the World than any other reason.
To reduce such discrepancies the appropriate steps should be taken up immediately.
It is necessary that law enforcement agencies should effectively implement the traffic rules on the base grounds.
To accomplish the aforesaid objectives the California Car Accident Law, which has recently been amended by the parliament includes compulsory insurance for all motor vehicle owners.
There is a weak execution of traffic laws by the stakeholders – citizens and the governments, which should be checked and corrected as soon as possible
Benefits of Car insurance
Car insurance is compulsory in San Francisco for all car owners. Having your car insurance coverage updated on time is a good habit. Car insurance possesses the following benefits –
1. Compensates for property damages
Maintenance and repairs of cars are also expensive. If someone breaks your windshield by mistake then you do not have to pay for this yourself as your car insurance company will take care of that expense.
Similarly, in case of theft or fire in your car, the insurance company will compensate you.
2. Protects you from too many liabilities
Irrespective of your careful driving if you get on in a road accident, your car insurance company will bear all kinds of losses and damages to the property of a third party.
The insurance company may meet all expenses arising out due to bodily injuries or damage to the property of a third person. This insurance coverage will also protect you from financial liabilities and unnecessary legal discourses.
3. Pays for your medical expenses
Private hospitals are much more expensive in San Francisco. Life is very uncertain. Nobody knows what is going to happen in the next moment.
Sometimes, there could be a serious injury or disability in an accident that requires special and long medical care. Hospital expenses are high for these types of treatments. Many people are unable to pay these hefty medical expenses and in that case, car insurance cover can help you by settling these expenses.
4. Provides financial security to your family
Unfortunately, if someone is only the earning member of the family and loses his life in a road accident his or her family may really suffer to survive or to meet the basic expenses of their life.
This factor alone destroys the social, and economic life of the entire family. In that situation, the insurance company can release the specific benefits and payouts to the deceased family and protect them from further victimization.
City Performance Scorecards’ data
Annual accident reports reveal that road accidents are the 6th major cause of death in San Francisco. Nearly, more than hundreds of people die per year in road accidents including unreported cases.
While evaluating the fatality rate almost 65 – 70% are youths who lose their lives in accidents. 2- 2-wheelers are more vulnerable to bodily injury and mortality in road accidents.
The majority of the accidents occurred on T-points, road turns, and Highways where people drive motor vehicles considerably at high speeds.
Motor Vehicle Rules for Motor Car Insurance
As per City Performance Scorecards recommendations, the Government of San Francisco has proposed amendments to the Traffic rules to implement the Zero Vision Policy that could align with the immediate necessity of Francisco’s society.
World Perspective
Recently, the Indian Parliament has passed the Motor Vehicle (Amendment) Act – 2019. Section 146 (1) of the said Act states that – no person or a paid employee is allowed to use a motor vehicle in public without a valid insurance policy.
It is compulsory for every motor vehicle owner in San Francisco to keep an active insurance policy against third-party risk.
Motor vehicle or car insurance is not only vital because the law mandates it, but also important for us as it is our social obligation.
We all should act as sensible citizens of the Nation. It is our responsibility to build an atmosphere where everybody can feel financially safe even after a tragic event in life.
What should I do after a car accident?
Major causes of Accidental deaths in San Francisco are – speeding, violating pedestrian right-of-way in a crosswalk, running red lights, running stop signs failing to yield while turning, etc.
First of all, be an alert citizen and try to avoid any traffic rules that could lead to a life-threatening situation and put you in legal consequences.
However, sometimes things go beyond our control. Whenever you fall into such a situation, follow these guidelines to protect your legal rights –
- Immediately after a car accident, focus on your health and safety
- Go out of the road as soon as possible and call 911 if you sustain injury and require immediate medical attention
- If possible, take pictures of the area including your injuries and damages
- Keep all important records available that can help you legally, for example – medical records, bills, repair expense receipts, wage loss, and any other important records
- Irrespective of your mistakes or correctness inform the police or concerned law enforcement agencies as quickly as possible
- Insurance companies want to take advantage of any fault of the victim, companies aim to reduce or reject the claim payouts therefore it is important not to admit any fault or signs and consult your lawyer/Car accident lawyer San Francisco Dolan Law which is the best legal adviser in the country.
Best car accident lawyer San Francisco | Dolan Law
Of course, there are many law firms in San Francisco that can help you deal with any kind of legal consequences associated with car or road accidents, however, we prefer the Dolan Law firm at first.
Their ‘free case review service’ is very popular among the people. One should take advantage of this service first, for this, you can call them and get a free consultation initially, if you are satisfied with the reply received from Dolan Law firm, you can go ahead and assign them to contest your case.
We prefer the Donal Law firm in San Francisco car accidents because they have been performing outstandingly in settlement negotiations and in court.
The law firm was founded in 1995. It has been continuously delivering quality customer services to all, which is the reason why Donal Law has become the first need after a car crash in San Francisco.
Read: Looking for the best insurance companies? Learn more here
How to contact car accident lawyer San Francisco | Dolan Law
To seek immediate help from the best lawyer in San Francisco you can contact Dolan Law firm on their helpline numbers mentioned below –
| Toll-free number (free review) | 1-888-452-4752 |
| San Francisco Expert lawyer | 415-818-9318 |
| contact@dolanlawfirm.com | |
| Contact form | Click here |
Dolan Law Physical address | Best car accident lawyer in San Francisco
If you are stuck in car accident trouble or looking for legal help to protect the legal rights of your loved one, you can visit the Dolan Law office through the channels given above. However, to submit hard copies of the documents you may need to visit their office personally.
Dolan Law Firm, the best car accident lawyer in San Francisco, addresses –
Dolan Law Firm PC
1438 Market Street
San Francisco, CA 94102
415-417-1643
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